European Travel insurance

Comprehensive and great value cover from only £8.00+ per person

Ideal cover cover for a trip to Europe

Single or annual policies available - Comprehensive cover for medical emergencies, loss or damage to belongings, covers travel delays and personal liability in mainland Europe. Service provided in partnership with AXA insurance.

COVID-19: Our Covid-19 Travel insurance and Combined products include cover for cancellation prior to travel unless there was FCDO advice against all but essential travel in place prior to booking your trip. Please be aware that there is no travel insurance cover whilst overseas if you choose to travel against FCDO advice. European Motor Breakdown cover is not affected by any travel restrictions.

From £8.00

Maximum age 85, 50% off child prices

Optional Ski Cover

£10m Medical Cover

Add to your trip when booking

Top Tips

  • If 2 or more people are travelling together and living at the same address, our Combined product is cheaper. If only 1 person is travelling, purchase Travel insurance and European motor breakdown separately.

  • Foreign Commonwealth and Development Office advice: always take travel insurance when on holiday as the GHIC card does not cover everything. When skiing make sure you have winter sports cover for extra protection when skiing


Insurance details (European Travel Insurance)

  • Summary Cover Benefits Travel Insurance Annual Travel Insurance
    Prices from only £8.00+ £50.00++
    24 hour English Speaking emergency helplines

    YES

    YES

    Maximum No. of days covered Up to max. 93 days Max 31 days per trip & 183 days in 12 months
    Age Limit 85 70
    Travel Insurance Up to Up to
    No. of people covered on policy Individual cover Individual cover
    Cancellation £5.000 £5.000
    Curtailment £5.000 £5.000
    Medical Expenses £10,000,000 £10,000,000
    Hospital in-patient benefit £30 per day (£600 max) £30 per day (£600 max)
    Personal possessions £2,000 £2,000
    Personal money £500 (£250 cash) £500 (£250 cash)
    Loss of passport £250 £250
    Personal accident £20,000 £20,000
    Personal liability £2,000,000 £2,000,000
    Missed departure £500 £500
    Departure delay £250 £250
    Pet Cover £200 vet fees, £300 boarding £200 vet fees, £300 boarding
    Business Cover £1,500 £1,500
    Optional Winter Sports cover (up to)
    Owned ski equipment £1,000 £1,000
    Hired ski equipment £300 £300
    Replacement ski hire £300 £300
    Ski pass and fees £300 £300
    Piste closure £300 £300

    All premiums include Insurance Premium Tax
    Prices shown is for one adult travelling for one day

    ++ Price shown is for one adult for annual cover
    Please see the Policy Terms and Conditions for full details of cover plus the terms and conditions.

Insurance Information

  • Personal Travel Insurance provides comprehensive Travel Insurance for individuals throughout Europe.
  • Single Trip Cover
    • Children under 18 are half price, infants under 2 are free.
    • Maximum age 85 for Single Trip travel insurance.
  • Annual Cover
    • Individual: an adult aged 18 and over but less than 70.
    • Couple: an individual and partner, aged 18 and over but less than 70 living at the same address.
    • Family: a partner and spouse aged 18 and over but less than 70, and up to 6 children aged under 18, all living at the same address.
    • Single Parent Family: an adult aged 18 and over but less than 70, and up to 7 children aged under 18, all living at the same address.
    • Each trip must be for 31 days or less. Please note: trips outside mainland Europe will not be covered.
    • There is a maximum age limit of 69 years for Annual Travel. If you require Annual Travel and are 70 years or more, or require worldwide cover, you may be able to obtain alternative Annual Travel insurance by contacting: Free Spirit and quote code EUT1000 (tel 0800 170 7704). Alternatively, the British Insurance Brokers Association www.biba.org.uk (tel 0370 950 1790).
  • The Combined Package provides comprehensive Travel Insurance for families and all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package. All passengers must live at the same address otherwise separate policies are required.
  • The Combined Ski Package provides comprehensive Travel Insurance with Winter Sports Cover for the family and all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package.
  • European Motor Breakdown Cover provides cover for the vehicle against Motor Breakdown.
  • Upgrade to GOLD for extra cover: £1,000 garage labour, unlimited roadside assistance and emergency repairs, 24 days car hire, £1,200 emergency accommodation for extra security and peace of mind - available for the Combined product, Combined with Winter Sports, and European Motor Breakdown.
  • Vehicle must be less than 15 years old at time of travel or cover (Silver cover)
  • Vehicle must be less than 11 years old at time of travel or cover (Gold cover)
  • Caravans and Trailers of proprietary make must be in roadworthy condition and carry a spare wheel and tyre.
  • Full policy terms and conditions are available upon request through our Contact Centre or see policy documents.

Please note our travel insurance policy is exclusive to Eurotunnel customers who have a current travel booking, but the Combined package and European Motor Breakdown are available to all travellers whether travelling via Eurotunnel or other transport.

Includes IPT
** Based on vehicle repatriation costs 2020, but actual costs will depend on location, vehicle model and destination
+ Price shown is for one day cover

The Channel Tunnel Group Limited is an Appointed Representative of Eurotunnel Financial Services Limited (authorisation number 490713) which is directly authorised and regulated by the Financial Conduct Authority. You can check the FCA register by visiting their web site at http://www.fsa.gov.uk/register/home.do or telephone 0845 606 1234 during normal working hours.

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