Combined Travel Insurance & European Motor Breakdown cover

Combined European Travel & European Motor Breakdown cover from only £19.75+

Excellent value for 2 or more people travelling together living at the same address

Cover your vehicle against motor breakdown and up to 8 people (including the driver) for personal travel insurance in Europe from only £19.75. Save £'s compared to buying separate cover. Caravans and Trailers can also be covered and they are included free on our annual policies.

COVID-19: Our Covid-19 Travel insurance and Combined products include cover for cancellation prior to travel unless there was FCDO advice against all but essential travel in place prior to booking your trip. Please be aware that there is no travel insurance cover whilst overseas if you choose to travel against FCDO advice. European Motor Breakdown cover is not affected by any travel restrictions.

From £19.75 for complete cover

One comprehensive policy for all

Covers up to 8 people in vehicle

Up to age 85

Add to your trip when booking

Combined European Travel & European Motor Breakdown GOLD

Did you know; a vehicle repatriation can cost more than £2,000**

For as little as £24.95 our Gold product gives you extra protection - All the standard Silver Combined travel insurance and motor breakdown benefits PLUS £1,000 garage labour, Unlimited roadside assistance and emergency repairs, 24 days car hire, £1,200 emergency accommodation for extra security and peace of mind - available for the Combined product, Combined with Winter Sports, and European Motor Breakdown.

  • Your vehicle fixed at the roadside or towed to the nearest garage
  • Roadside assistance & emergency repairs up to £2,500 (Unlimited with Gold)
  • English speaking helpline 24/7
  • Emergency car hire 7 days (24 with Gold)
  • Emergency accommodation up to £500 (£1,200 with Gold)
  • Repatriation of vehicle to the UK
  • Includes cover for COVID-19
  • £10m medical cover
  • Cancellation up to £5,000, cover starts from date of purchase of insurance
  • Baggage up to £2,000
  • Personal accident up to £20,000
  • No detailed medical questions
  • Max age 85 for single trip cover
  • Winter Sports cover available
  • Call 08708 50 82 99 now for a quote

Top Tips

  • Upgrade to GOLD - EXTRA cover including £1,000 garage labour, Unlimited roadside assistance and emergency repairs, 24 days car hire, £1,200 emergency accommodation for extra security and peace of mind - available for the Combined product, Combined with Winter Sports, and European Motor Breakdown.

  • If 2 or more people are travelling together our Combined product is cheaper. If only 1 person is travelling, purchase Travel insurance and European motor breakdown separately.

  • Foreign Commonwealth and Development Office advice: always take travel insurance when on holiday as the GHIC card does not cover everything. When skiing make sure you have winter sports cover for extra protection when skiing.


Insurance details

  • Summary Cover Benefits Combined Travel Insurance & and European Motor Breakdown Silver Combined Travel Insurance & European Motor Breakdown Gold
    Prices from only £19.75+ £24.95+
    24 hour English Speaking emergency helplines

    YES

    YES

    Maximum No. of days covered Up to max. 94 days Up to max. 94 days
    Age Limit 85 85
    Travel Insurance
    No. of people covered on policy Up to 8 incl. driver Up to 8 incl. driver
    Travel Insurance Up to Up to
    Cancellation £5,000 £5,000
    Curtailment £5,000 £5,000
    Medical expenses £10,000,000 £10,000,000
    Hospital in-patient benefit £30 per day (£600 max) £30 per day (£600 max)
    Personal possessions £2,000 £2,000
    Shopping cover £500 £500
    Personal money £500 (£250 cash) £500 (£250 cash)
    Personal accident £20,000 £20,000
    Missed departure £500 £500
    Departure delay £250 £250
    Pet Cover £200 vet fees, £300 boarding £200 vet fees, £300 boarding
    Business Cover £1,500 £1,500
    European Motor Breakdown Cover
    Age of vehicle Up to 15 years Up to 11 years
    Car hire, available before departure 24 hours  7 days
    Garage labour costs £175  £1,000
    Roadside assistance & emergency repairs £2,500 Unlimited
    Car hire 14 days 24 days
    Alternative travel costs £125pd £125pd 
    Insert Car Hire & Alternative Travel limit £1,500 £3,000
    Emergency accommodation costs (per party) £500 (£30 pppn) £1,200 £100 pppn)
    Despatch of replacement parts No limit No limit
    Securing vehicle following break-in £175 £300
    Alternative driver No limit No limit
    Motoring legal protection £100,000 ULR £100,000 ULR
    Return of vehicle to the UK Current market value Current market value
    Optional Caravan cover available

    YES

    YES

    Optional Trailer cover available

    YES

    YES

    All premiums include Insurance Premium Tax
    + Prices shown are for 1 day cover. Call 08708 50 82 99 for more information and prices.
    This table is only be a brief summary of the cover benefits. Please see the Policy Terms and Conditions for full details of cover plus the terms and conditions.

Insurance Information

  • Personal Travel Insurance provides comprehensive Travel Insurance for individuals throughout Europe.
  • Single Trip Cover
    • Children under 18 are half price, infants under 2 are free.
    • Maximum age 85 for Single Trip travel insurance.
  • Annual Cover
    • Individual: an adult aged 18 and over but less than 70.
    • Couple: an individual and partner, aged 18 and over but less than 70 living at the same address.
    • Family: a partner and spouse aged 18 and over but less than 70, and up to 6 children aged under 18, all living at the same address.
    • Single Parent Family: an adult aged 18 and over but less than 70, and up to 7 children aged under 18, all living at the same address.
    • Each trip must be for 31 days or less. Please note: trips outside mainland Europe will not be covered.
    • There is a maximum age limit of 69 years for Annual Travel. If you require Annual Travel and are 70 years or more, or require worldwide cover, you may be able to obtain alternative Annual Travel insurance by contacting: Free Spirit and quote code EUT1000 (tel 0800 170 7704). Alternatively, the British Insurance Brokers Association www.biba.org.uk (tel 0370 950 1790).
  • The Combined Package provides comprehensive Travel Insurance for families and all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package. All passengers must live at the same address otherwise separate policies are required.
  • The Combined Ski Package provides comprehensive Travel Insurance with Winter Sports Cover for the family and all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package.
  • European Motor Breakdown Cover provides cover for the vehicle against Motor Breakdown.
  • Upgrade to GOLD for extra cover: £1,000 garage labour, unlimited roadside assistance and emergency repairs, 24 days car hire, £1,200 emergency accommodation for extra security and peace of mind - available for the Combined product, Combined with Winter Sports, and European Motor Breakdown.
  • Vehicle must be less than 15 years old at time of travel or cover (Silver cover)
  • Vehicle must be less than 11 years old at time of travel or cover (Gold cover)
  • Caravans and Trailers of proprietary make must be in roadworthy condition and carry a spare wheel and tyre.
  • Full policy terms and conditions are available upon request through our Contact Centre or see policy documents.

Please note our travel insurance policy is exclusive to Eurotunnel customers who have a current travel booking, but the Combined package and European Motor Breakdown are available to all travellers whether travelling via Eurotunnel or other transport.

Includes IPT
** Based on vehicle repatriation costs 2020, but actual costs will depend on location, vehicle model and destination
+ Price shown is for one day cover

The Channel Tunnel Group Limited is an Appointed Representative of Eurotunnel Financial Services Limited (authorisation number 490713) which is directly authorised and regulated by the Financial Conduct Authority. You can check the FCA register by visiting their web site at http://www.fsa.gov.uk/register/home.do or telephone 0845 606 1234 during normal working hours.

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