European Motor Breakdown Cover

Comprehensive cover whilst driving abroad from only £11.70+

Do not get left stranded by the roadside

Our single trip or annual policies will cover you and your vehicle allowing you to relax and enjoy your holiday abroad. Whole of mainland Europe covered, Service provided by the AA. 

From £11.70

Motor Breakdown Cover

Emergency accommodation

Cars up to 15* years old

European Motor Breakdown PLUS

Did you know, vehicle repatriation from Southern France could cost up to £1,500**. For as little as £16.55+ , our European Motor Breakdown PLUS package gives you extra cover for replacement parts and garage bills up to £500.

  • Choose from either single trip or annual cover
  • Emergency accommodation and car hire cover
  • PLUS includes £500 towards replacement parts and labour
  • Your vehicle fixed at the roadside or towed to the nearest garage
  • English speaking helpline on call 24/7
  • Call 08708 50 82 99 now for a quote

Top Tips

  • Upgrade to PLUS for extra peace of mind – extra cover for replacement parts and garage bills up to £500 – available for All-in-One, All-in-One with Winter Sports and European Motor Breakdown Cover

  • If 2 or more people are travelling together our All-in-One package is cheaper. If only 1 person is travelling, purchase Travel insurance and European motor breakdown separately.

  • Foreign Office Advice - always take travel insurance when on holiday. When skiing make sure you have winter sports cover.


Insurance details

  • Single Trip Cover
      7 day 14 day
    Eurotunnel £44.25 £66.50
    RAC £46.77 £66.45
    AA £47.73 £75.54

    Competitor rates were obtained from independent research carried out in March 2018 for a car travelling to Europe (Audi A4 2014). Terms and conditions may vary between providers. (All premiums shown include Insurance Premium Tax)

    Annual Cover

      Annual
    Eurotunnel £110.00
    RAC £114.74
    AA £132.55

    Competitor rates were obtained from independent research carried out in March 2018 for a car travelling to Europe (Audi A4 2014). Terms and conditions may vary between providers. (All premiums shown include Insurance Premium Tax)

  • Summary Cover Benefits European Motor Breakdown European Motor Breakdown PLUS  Annual European Motor Breakdown Annual European Motor Breakdown PLUS
    Prices from only £11.70+ £16.55+ £110.00++ £169.95++
    24 hour English Speaking emergency helplines

    YES

    YES

    YES YES
    Maximum No. of days covered Up to max. 94 days Up to max. 94 days Cover for 365 days, max 31 days per trip Cover for 365 days, max 31 days per trip
    European Motor Breakdown Cover
    Age of vehicle Up to 15 years Up to 11 years Up to 15 years Up to 15 years
    Car hire, 7 days before departure £1000 £1000 £1000 £1000
    Roadside assistance & emergency repairs £2000 £2000 £2000 £2000
    Car hire & alternative travel costs £1000 £1000 £1000 £1000
    Emergency accommodation costs £400 £400 £400 £400
    Despatch of replacement parts No limit No limit No limit No limit
    Securing vehicle following break-in £175 £150 £175 £150
    Alternative driver No limit No limit No limit No limit
    Motoring legal protection & Bail Bond £10,000 £10,000 £10,000 £10,000
    Loss of use of tent £400 £400 £400 £400
    Return of vehicle to the UK Current market value Current market value Current market value Current market value
    Optional Parts & Labour Benefit N/A £500 N/A £500
    Optional Caravan cover available

    YES

    YES

    YES YES
    Optional Trailer cover available

    YES

    YES

    YES YES

    + Prices shown is for one day cover

    ++ Price shown is for annual cover

    All premiums include Insurance Premium Tax

Insurance Information

  • Personal Travel Insurance provides comprehensive Travel Insurance for individuals in mainland Europe (all islands excluded).
  • Single Trip Cover
    • Children under 18 are half price, infants under 2 are free.
    • There is no age limit for passengers travelling on Single Trip insurance.
     
  • Annual Cover
    • Individual: an adult aged 18 and over but less than 70.
    • Couple: an individual and partner, aged 18 and over but less than 70 living at the same address.
    • Family: a partner and spouse aged 18 and over but less than 70, and up to 6 children aged under 18, all living at the same address.
    • Single Parent Family: an adult aged 18 and over but less than 70, and up to 7 children aged under 18, all living at the same address.
    • Each trip must be for 31 days or less. Please note: trips outside mainland Europe will not be covered.
    • There is a maximum age limit of 69 years for Annual Travel. If you require Annual Travel and are 70 years or more, or require worldwide cover, you may be able to obtain alternative Annual Travel insurance by contacting: Free Spirit and quote code EUT1000 (tel 0800 170 7704). Alternatively, the British Insurance Brokers Association www.biba.org.uk (tel 0370 950 1790).
     
  • European Motor Breakdown Cover provides cover for the vehicle against Motor Breakdown.
  • The All-in-One package provides comprehensive Travel Insurance for all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package.
  • The All-in-One with Winter Sports Cover provides comprehensive Travel Insurance with Winter Sports Cover for all passengers in the vehicle for a maximum of 8 people including the driver, AND the vehicle against Motor Breakdown in one value for money package.
  • Upgrade to 'PLUS' for extra Parts and Labour Benefit, call 08708 50 82 99  
  • Vehicle must be less than 15 years old at time of travel or cover (for Standard cover)
  • Vehicle must be less than 11 years old at time of travel or cover (for PLUS cover)
  • Full policy terms and conditions are available upon request through our Contact Centre or see policy documents below.
  • Includes IPT
  • * Based on Eurotunnel Le Shuttle customers average European Motor Breakdown claims in 2016
  • + Price shown is for one day cover